Thanksgiving is a time for family, friends, and festive gatherings, but it can also bring certain risks that could impact your insurance coverage. At Page Insurance, we want to help you enjoy a safe and joyful holiday by highlighting common insurance challenges during this time and providing tips on how to avoid them.

1. Home Accidents

With many guests in your home, the risk of accidents increases. Slips, trips, and falls can happen, especially in busy kitchens and dining areas.

How to Avoid It:

• Clear walkways and ensure that rugs are secured.
• Keep the kitchen organized and avoid overcrowding while cooking.
• If serving alcohol, remind guests to drink responsibly and offer non-alcoholic options.

2. Cooking Fires

Thanksgiving dinner often involves complex recipes and multitasking in the kitchen, which can lead to cooking-related fires.

How to Avoid It:

• Never leave cooking food unattended.
• Keep a fire extinguisher accessible in the kitchen.
• Make sure your smoke detectors are functional and have fresh batteries.

3. Food Safety Issues

Food-borne illnesses can arise from improper food handling or storage, affecting both guests and hosts.

How to Avoid It:

• Ensure that food is cooked to the proper temperatures.
• Store leftovers promptly in the refrigerator within two hours of serving.
• Wash hands and surfaces often to prevent cross-contamination.

4. Property Damage

With more foot traffic in and out of your home, the risk of property damage—whether from spilled drinks or broken items—can increase.

How to Avoid It:

• Consider designating areas for eating and drinking to minimize spills in more valuable spaces.
• Communicate with guests about being careful with your belongings, especially if they’re fragile.

5. Vehicle Accidents

Thanksgiving is one of the busiest travel times of the year, increasing the likelihood of vehicle accidents on the road.

How to Avoid It:

• Plan your travel routes in advance to avoid congested areas.
• Allow extra travel time to prevent rushing.
• Make sure your auto insurance is current and offers adequate coverage for your travels.

6. Theft

With many people traveling during the holiday, homes may be left unoccupied and vulnerable to break-ins.

How to Avoid It:

• Secure your home by locking all doors and windows before leaving.
• Consider asking a trusted neighbor to keep an eye on your home while you’re away.
• Use timers for lights to give the appearance that someone is home.

While Thanksgiving is a time to celebrate and be thankful, it’s important to remain vigilant about potential risks that could impact your insurance coverage. By taking proactive steps, you can create a safer environment for your guests and protect your home. At Page Insurance, we’re here to help you navigate your insurance needs and ensure you have the right coverage in place. Wishing you a safe and happy Thanksgiving!