The holiday season is filled with joy, family gatherings, and, of course, holiday shopping. But it’s also the time of year when many of us are making big travel plans or purchasing new gifts. It’s easy to overlook the importance of insurance during this busy time, but don’t let some common myths leave you underinsured! Here are three insurance misconceptions that could cost you more than you think this holiday season:

1. “I’m covered for everything with just basic car insurance.”

Many people assume that their basic auto insurance policy covers everything, but this is often not the case. Basic car insurance typically covers liability, but it may not cover accidents, damage from winter weather, or even theft. If you’re traveling for the holidays or driving in unfamiliar conditions, consider adding extra coverage like comprehensive and collision insurance.

2. “Homeowners insurance covers all holiday gifts.”

While your homeowners insurance protects your home and belongings, it may not cover all your newly purchased holiday gifts. Expensive items like electronics, jewelry, or high-end gadgets may require additional specialty coverage or endorsements to be fully protected. Make sure your new presents are covered before you unwrap them!

3. “I don’t need life insurance if I’m young and healthy.”

Life insurance is often seen as unnecessary if you’re young and healthy, but this is a myth that could leave your loved ones unprotected. The earlier you invest in life insurance, the more affordable it is, and it provides peace of mind knowing your family is taken care of in case of the unexpected.

Let Us Help You Get the Coverage You Need!

Don’t let these myths keep you from being properly protected this holiday season. At Page Insurance, we’re here to help you navigate through your coverage options and ensure you have the right policies in place to stay safe, secure, and prepared. Call us today for a consultation, and make sure you’re truly covered for all your needs.