Personal insurance is a vital safeguard against unforeseen disasters. This comprehensive policy covers your home, personal belongings, and liability in the event of property damage or injuries. It’s a package policy that combines protection for property damage with coverage for your legal responsibilities, including injuries or property damage caused by household pets.

Personal auto insurance is your financial shield in the event of an accident. It’s a contractual agreement between you and the insurance company. When you pay the premium, the insurance company commits to covering your losses, as specified in your policy. Personal auto insurance encompasses property, liability, and medical coverage. Property coverage handles damages or theft of your vehicle, liability coverage addresses your legal responsibilities for injuries or property damage to others, and medical coverage takes care of injury treatment, rehabilitation, and, in some cases, lost wages and funeral expenses.

Floods rank among the most frequent natural disasters, and standard homeowners’ insurance typically excludes flood coverage. Even small amounts of water can wreak havoc, causing substantial damage to your home, possessions, or business. Fortunately, we collaborate with multiple insurance providers offering personal flood and excess flood coverage. Safeguard your property with the specialized personal protection you need.